Financial clarity starts with understanding what the numbers actually mean

We started lorantiveqos in early 2019 because we kept meeting business owners who couldn't make sense of their own financial reports. Smart people running successful operations, but totally lost when it came to interpreting cash flow statements or balance sheets.

That disconnect bothered us. Financial literacy shouldn't be a barrier to business growth.

Built from real frustration with financial education gaps

Before lorantiveqos, our founder Rhiannon Callaghan spent twelve years working with mid-sized businesses across regional Australia. Same pattern everywhere: entrepreneurs with brilliant ideas but no real grasp of their financial position.

Traditional accounting courses felt too academic. Business advice often assumed knowledge people simply didn't have. So we designed something different – practical financial statement analysis education that connects directly to daily business decisions.

We're not trying to turn anyone into an accountant. Just helping people read their financials with confidence and spot the stories their numbers tell.

Business financial documents being reviewed during strategy session

How we approach financial education

Context before complexity

We start with why certain metrics matter to your specific situation before diving into calculation methods. Understanding purpose makes technical concepts stick better.

Real statements, real scenarios

Every example comes from actual business situations we've encountered. Pattern recognition develops faster when you're working with authentic data structures.

Questions over lectures

Our sessions focus on teaching you what questions to ask of your financials. The analysis skills matter more than memorising formulas.

The person behind lorantiveqos's teaching approach

Rhiannon Callaghan, financial education specialist

Rhiannon Callaghan

Founder & Lead Educator

CPA qualified, spent most of her career explaining financial concepts to people who thought they'd never understand them.

Cash flow interpretation

Teaching business owners to distinguish between profitable operations and actual cash availability. Different concepts that too many people confuse until it creates problems.

Ratio analysis training

Breaking down liquidity ratios, efficiency metrics, and profitability indicators into language that connects to operational decisions you're already making.

Comparative analysis skills

Showing how to benchmark your financial performance against previous periods and industry standards in ways that reveal actionable insights.

Statement interconnections

Explaining how balance sheets, income statements, and cash flow reports relate to each other – the bigger picture that makes individual line items meaningful.

Financial analysis workshop in progress Close-up of financial statement review session

What we're actually committed to

Financial statement analysis shouldn't feel like learning a foreign language. We're committed to teaching these concepts in plain terms, with patience for questions that might seem basic.

Everyone brings different learning speeds and background knowledge. Our programmes starting August 2025 accommodate that reality instead of pretending it doesn't exist.

We measure success by whether you can independently analyse your own financial statements six months after completing our programme. That's the goal – genuine capability, not just certificate completion.

Get in touch about programmes